Hi everyone! I’m 26 years old, 27 next month and have been with my husband for almost 11 years. We have been trying for almost 3 years to have a baby before we starting thinking about IVF. We had an appointment and the doctor wants us to start right away. My insurance pays for up to $20,000 however I do need to hit the deductible or $6780 first! Anything truly helps to get started on my journey.