My name is Brad and my wife’s name is Rayven. We have been married for 3 years… well it’ll be 3 years on the October 11th. We have been trying for a child since we were married but were always unsuccessful. I have been on testosterone since I was about 18 or 19 due to a hormonal defect so I had a feeling that we would have issues. Since I am active duty military our insurance allowed me to find the doctor I needed to get my sperm count right, after being told by one doctor that I would never have my own children. Anyway, fast forward to a few months ago and we had to take out a loan for 14,000 dollars after military discount and since our first cycle failed we are about to be faced with another 4,000 for the next cycle. Tricare does not cover any IVF expenses unless it is connected to a service disability. It has been a very difficult battle with tricare and any help is greatly appreciated. Thanks.